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HOW IT WORKS
1
Complete the loan application
2
We will match you with a lender
Loan Information
We connect you with trusted lenders registered with the National Credit Regulator (NCR).
What lenders consider
- Your income and affordability
- Existing debt
- Your credit profile
Repayments
Loans are repaid monthly via debit order. Missed payments may result in fees and affect your credit profile.
Rates & Terms
Interest rates, fees, and repayment terms depend on the lender and your profile. Maximum APR is up to 32% per year (as per NCR guidelines).
Important
LoanCheck is not a lender. We help you compare loan options from registered South African lenders.
Faq.
LoanCheck is a free online tool that helps you check what loan options may be available to you. You answer a few simple questions and we connect you with trusted South African lenders who can review your application.
Loan amounts can range from R500 up to R350,000, depending on your income, credit profile and the lender’s requirements.
No. LoanCheck is not a bank or lender.
We help connect you with lenders who can review your application and contact you with loan options.
No. Using LoanCheck is completely free.
You only pay fees if you decide to take a loan from a lender and agree to their terms.
No. Checking your options through LoanCheck does not negatively affect your credit score. If you proceed with a lender, they may perform their own credit check as part of the approval process.
It usually takes less than 2 minutes to complete the LoanCheck form. If a lender is interested in your application, they may contact you the same day.
You will need basic information such as:
•Your South African ID number
•Your income details
•Your contact information
•Your banking details (in some cases)
This helps lenders understand your application.